They can give you the information you are wanting to know about your TESPHE account. It's easy! [Learn more](https://developers.google.com/search/mobile-sites/). By Bond Fund (HABDX), PIMCO Low Duration Fund (PLDDX), and Neuberger Berman Mid Cap Intrinsic Value (NBRVX) are closed to new investors. Personal information such as a postal address, date of birth, and email address should be updated. There is a piece of good news for Ford employees all over the world. You will be automatically logged into Myplan: If you are not logged in 30 sec, the user you have logged in with is either not a registered user of this site or has been removed by their Sponsor. Remeber that point when you stop the deductions. After that, click the Next button. If a spouse's earned income put's your jointly filed Adjusted Gross Income into the 25% tax bracket you should take advantage of the pre-tax savings until your AGI will fall in the 15% bracket. This is why we do an annual evaluation of our retirement programs to ensure that they continue to provide appealing alternatives that match the needs of our retirees. It's all on the site. What should I do with the assets in my TESPHE? Enter your social security number and date of birth in the following window and click Next. If you are considering the pension lump sum offer, review MainstaysPension Lump Sum Buyout Programsummary. If you log onto www.fidelityinvestments.com you can create an account using your social security number and your hire in date as a pin. var addyf4435737d08476d2ad5ab1627c522999 = 'Mainstay' + '@'; 2000, Oakville, Ontario L6J5E4. Use tab to navigate through the menu items. Ford Motor Company treats its workers like family and provides them with a Click here for additional important terms and conditions. Understanding Your Credit Score and Credit Report, Change your due date (see our how-to video below), See how much is owed ("payoff") on your account, Pay your Ford Credit statement and view payment history, Find, reserve and pay for parking ahead of time, Unlock and start your vehicle if equipped with optional SYNCConnect***. They let you know how much you can get. I say NEVER borrow money to start a business. Ford provides its employees with a number of benefits, some of which are described here. It all depends on the household's income. >Ford has announced upcoming changes to several of the investment options in the Savings and Stock Investment Plan (SSIP), Tax-Efficient Savings Plan for Hourly Employees (TESPHE), Ford Retirement Plan (FRP), Benefit Equalization Plan (BEP), and the Deferred Compensation Plan (DCP). Your action is required to establish new login and security access for your Ford SSIP or TESPHE account. Put your username and password in the appropriate fields. How to connect to your Ford benefits The first time you go to myfordbenefits.com: 1 Click New User? Our system also found out that Myfordbenefits.com main pages claimed encoding is utf-8. threatening to harm employees or others), Lack of adequate text (e.g., symbols, emojis and random letters), Reviews on the product and not the customers Sales or Service experience, Ford Credit onlineAccount Manageris the easiest way to pay your bill, keep tabs on your account and chat with us if you have questions. Account Manager gives you the ability to:, To register for online access you will need your account number, which is provided with the first billing statement. Past performance is not indicative of future results. You are now prepared to establish a connection. Additionally, for those Ford employees who are ineligible for a Roth IRA, the Roth feature provides an opportunity to build a tax-free retirement income source. The faster CSS files can load, the earlier a page can be rendered. Ford is offering a Special Incentive Program (SIP) to certain Ford salary employees. Forgot your log-in information? These changes will be effective as of the close of business on July 1, 2011. Call us at 810-953-5512 or toll-free at 866-444-6246. To discuss the investment line-up change or how this change may impact your investment allocation, contact us toll-free at 1-866-444-6246. Ford is a Fortune 500 company, and as such, it welcomes users from all nations. Youll need an identity number, which doubles as your social security number, and an initial PIN code based on your date of birth. Visit www.myfordbenefits.com for more information. I am a CPA in Wisconsin. Call 1-800-248-4444 to reach the National Employee Service Center. Clear.Investmentsis our online advisory services that provides individualized advice on creating a holistic investment plan across all of your accounts and opportunities. Man we were not willing to be caring 3 mortgages (or add another loan when we had been paying them off), but we where aware of the tax penalty so either way it was going to cost money. This group has an election period of August 1stthrough October 29th. We will keep you informed about Ford MyFordBenefits benefits/discounts/information. Married filing jointly AGI 15% federal is $63,700 for 2007 before you hit the 25% federal bracket. The new investment options will provide similar investment strategies and risks, but the overall expenses for the investment options will be lower. If you have questions regarding how these changes may affect your HSA portfolio or your investment option selection within the Ford HSA, do not hesitate to contact Mainstay toll-free at 1 866 444 6246. Clients should consult with their personal tax advisors regarding the tax consequences of investing. An employee may obtain financial help from Ford at any time during his or her employment or after retirement. Meaning, you withdraw money to help with a purchase of a new home, as we still had another home and wouldn't get that equity until the house sold, so penalty is that you CANNOT MAKE any contributions to your account for 1 year after the hardship withdraw, and this is on top of paying the taxes. To get or see in full the many sorts of insurance information available to all Ford workers, Ford Motor Company management built an online site called MyFordBenefits. I'm not making a prediction thats its going away in the next decade or anything but after that who knows. How will the SRI or STEP impact my retirement plan? Free OnlineGuide to Managing your retirement savings plans. What should I do with the assets in my 401(k)? you can stop payroll deductions on yhere ,just change elections to zero. By Jan 5, 2010 at 6:26am. David Kudla, CEOMainstay Capital ManagementRings the Opening Bell at theNYSE on July 3, 2017, David Kudla, CEOMainstay Capital ManagementRings the Closing Bell at theNasdaq on March 29, 2017. Ford is largely known for producing luxury automobiles, sport utility vehicles, trucks, tractors, buses, and sports cars. To learn more about My Ford Benefits, please visit www.myfordbenefits.com. A footnote on his statement says: " units in the Ford Stock Fund represent approximately 13499.2725 equivalent shares of Ford Common Stock at $6.73 per share. It is simple and self explanatory. Mainstay Capital Management recommends that all Ford salaried employees contribute at least 5% in order to take full advantage of the company match. MyFordBenefits.com is a Ford Motor Company retirement program. This result falls beyond the top 1M of websites and identifies a large and not optimized web page that may take ages to load. Effective January 5, 2010, Affiliated Computer Services (ACS) has taken over administration of the Ford SSIP, FRP, DCP and BEP for salaried employees, as well as the TESPHE for hourly employees, from Fidelity Investments. you can take a loan ,but to close it out call them direct I belive it will be a pretty big tax penality due to the 401k tax exempt status of the fund. Note that we don't accept cheques. You may utilize the web portal to get all the benefits/information/details of your Ford service provided on this site called MyFordBenefits. This email address is being protected from spambots. Not sure. According to our analytics all requests are already optimized. The money can even be directly deposited directly into your checking account if you want. The Election Kit provides you with specific information, including dollar amounts for your monthly benefit options and your lump sum distribution offer. The final four digits of your social security number are your date of birth. If you forget or lose your MyFordBenefits login and password, simply follow the easy steps below to reset and retrieve them. Genuine Ford Accessories will be warranted for whichever provides you the greatest benefit: 12 months or 12,000 miles (whichever occurs first) or the remainder of your Bumper-to-Bumper 3-year/36,000-mile New Vehicles Warranty. If this is your first time to any of the Ford web sites listed above, click here . var addy_textf4435737d08476d2ad5ab1627c522999 = 'Mainstay' + '@' + 'mainstaycapital' + '.' + 'com';document.getElementById('cloakf4435737d08476d2ad5ab1627c522999').innerHTML += ''+addy_textf4435737d08476d2ad5ab1627c522999+'<\/a>'; Especially now with everyone's future so up in the air! Mainstay does not render personalized investment advice or services or effect, or attempt to effect any securities transactions, on this website. document.getElementById('cloakf4435737d08476d2ad5ab1627c522999').innerHTML = ''; We will continue to make necessary improvements to ensure that our retirees receive competitive pricing. By taking advantage of the lump sum pension payment option, Ford retirees may reduce many potential pension risks including longevity risk due to inflation, tax risk, and mortality risk. The most efficient way is to compress content using GZIP which reduces data amount travelling through the network between server and browser. Ford is the worlds fifth largest carmaker. Contact Mainstay toll-free at 18664446246 to discuss the impact these changes may have on your portfolio. JavaScript is required. go to www.401K.com and follow directions to set up your account. You may be wondering what to do regarding Ford's announced health plan changes for pre-medicare salaried retirees (if you are retired and not yet 65). Like I said, everyone's situation is different and you had a plant transfer in there to deal with as well which is most definitely NOT normal! All Ford workers and retirees may access full information about their employment history, from the date of their initial training until the end of Fords service. Among its strengths are its people resources, which contribute to the companys success. Important phone numbers for active and retired workers: National Employee Support Center (NESC): 1-800-248-4444. Additionally, for those Ford employees who are ineligible for a Roth IRA due to income limitations, a Roth 401(k) provides an opportunity to build a tax-free retirement income source. In the first empty field, enter the last name. June 6, 2019 9:57 AM. 50% of websites need less resources to load. You have to have both a retirement and a savings. Then, in the MM-YYYY format, pick the maintenance date. Ford Motor Company has announced changes that will impact a specific mutual fund investment option in the Savings and Stock Investment Plan (SSIP) for salaried employees and the Tax-Efficient Savings Plan for Hourly Employees (TESPHE). Unlock and start your vehicle if equipped with optional SYNC Connect***. These are opportunities to improve the usage of ARIA in your application which may enhance the experience for users of assistive technology, like a screen reader. His Ford retirement benefits include money in the TESPHE savings plan and a group life insurance benefit. Ford Motor Company is removing one of the funds in the Savings and Stock Investment Plan (SSIP) for salaried employees and the Tax-Efficient Savings Plan for Hourly Employees (TESPHE). 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